Enjoying the Benefits of Credit and Debit Cards with the IndusInd Bank Duo Card
Posted on Saturday, March 2nd, 2019 | By IndusInd Bank
Credit and debit cards are indispensable articles in today’s day and age. The credit card comes with a bunch of advantages that the debit card does not offer and the debit card has a host of benefits that the credit card, sadly, does not provide. But what if you had a two-in-one card that enabled you to enjoy the benefits of both? Well, the IndusInd Bank Duo Card does exactly that. The first-of-its-kind in India, the IndusInd Bank Duo Card comes with two magnetic stripes and EMV chips, allowing users the flexibility of choosing their mode of payment, without needing to carry a pocketful of cards.
So, while the IndusInd Bank Duo Card lets you enjoy the simple advantages of a no-frills debit card – freedom from debt and low costs – it also enables you to obtain the benefits of a credit card which include the liberty to spend without worrying about what’s available in your account and building a strong credit history, among others.
And that’s not all. Apart from combining the motley benefits of both types of cards, the IndusInd Bank Duo Card – when used as a debit card – offers the following benefits:
1. A special loyalty programme, which rewards customers for all types of spending. You may accrue reward points under the programme and redeem them for cashback and exciting gifts.
2. Get a free movie ticket per month, with every movie ticket you purchase through BookMyShow.
3. Losing sleep over rising petrol costs? Here’s some good news. No surcharge is levied on your IndusInd Duo Debit Card. This is applicable at all petrol stations in India.
4. Get an air accident cover of Rs. 25 lakhs, and personal accidental death insurance cover of Rs. two lakhs.
When used as a credit card, the IndusInd Bank Duo Card gives you the following benefits:
1. An attractive rewards programme under which you get one reward point for every Rs. 150 spent on your IndusInd Bank Duo Credit Card
2. Overcome by wanderlust? Enjoy the incredible Travel Plus programme under which you are entitled to special waivers on lounge usage charges outside India.
3. Get insurance on lost or delayed baggage, on loss of ticket or passport, as well as total protection all the way up to your credit limit.
4. Buy one movie ticket and get one free. Avail yourself of this offer up to 12 times a year. This offer, however, is only applicable to bookings made on BookMyShow.
5. With ’Total Protect’, you may banish those worries about fraudulent usage of your card. This is a unique programme which covers you for a sum up to the credit limit on your credit card. ‘Total Protect’ gives you insurance cover for unauthorized transactions — in case of loss or theft of the card — as well as for incidents of counterfeit fraud.
Packed with so many advantages, the IndusInd Bank Duo Card indeed gives you the best of both worlds.